We, as newlyweds, have made a lot of financial disasters in just over seven months of married life, and that’s okay, because now we know better. Like most people, we think we are immortal, untouchable even. We have this great job that pays really well with very few responsibilities. Some people in the company are paid a lot less with a lot more responsibilities. And while that sucks big time for them, let’s not go there.
Okay. No matter how big your income is, you’re only as good as your time spent working. And this might come as a shock to some, but people grow old. Yup! You too will grow old, and when you get old, you get really sick. And you too will have to stop working. Do you have enough savings/funds for the next 20 or 30 years of your life? How much? What kind of life will that afford you?
I heard this story about a really successful guy in his younger years. He was so successful he became the boss. And after years and years of working, he eventually retired, replaced by a younger and much more driven boss. You’d think that because he was successful, he became rich right? That now that he has retired, he has more time doing what he wants, like traveling, playing golf, etc. Well, not necessarily. He was able to afford a modest lifestyle, but not enough to really do what he wants. He was basically imprisoned in his own house. He can’t even go to the mall as often as he did. Why? Because going out meant spending money, and he has very few left. You know what happened to him? No, he didn’t die you cynic! Not yet anyway! 
He’s working again as a part-time Consultant and being wise saving his money.
So what’s this all about? It’s just my way of telling you to save, save, save. Save before it’s too late. But if your idea of retiring is working still part time, well that’s your choice. Our idea of retiring is getting up (in our house somewhere in the south) anytime we want, having breakfast, busying ourselves in our farm/garden, spoiling the grandkids, and traveling. Now that is what I call retirement.
Save, save, save. I agree. It’s difficult, especially with all the temptation, but worth it in the end!
Posted by toni at September 16, 2008, 12:12 pmSheng: I think food, and I mean good food here, is one thing we shouldn’t really limit. As long as it’s eaten, then I say it was all worth it!
Toni: I agree. It takes a lot of effort not to give in, what with all the sale that’s going around and the Christmas season coming in!
Posted by thehusbandspeaks at September 19, 2008, 3:04 pmA husband's weblog of thoughts, observations, interests, opinions, and adventures. For comments, reactions, suggestions, and donations, you can contact me at thehusbandspeaks@gmail.com.
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Oh, that’s one cool reminder for me. I tend to divulge on foods though, aside from having to save for the retirment, i guess i need to save in order to slash some fats!
Posted by sheng at September 16, 2008, 9:29 am